About the author
Sanjeev Yoganathan
Insurance professional · 10 years' experience
Specialising in commercial and retail insurance, predominantly casualty and property
The calculators and guides on Insurance Calculators UK are written and reviewed by Sanjeev Yoganathan, who has worked in the UK insurance industry for 10 years, specialising in commercial and retail insurance — predominantly casualty and property.
Why this matters
Insurance is full of small details that change the answer: how excess is charged, the difference between rebuild cost and market value, which policies attract Insurance Premium Tax and which are exempt. These calculators are built by someone who works with this every day, which is why each tool explains not just what the number is, but why.
Scope
This site shares general knowledge and illustrative tools. It is not personal financial advice, and using it doesn't create an adviser relationship. For a decision specific to your situation, speak to your insurer, a regulated broker, or a qualified financial adviser.
“Sanjeev Yoganathan has spent 10 years in the UK insurance industry and writes the calculators and guides on this site.”
Author bio
Sanjeev Yoganathan is an insurance professional with 10 years' experience in the UK market, specialising in commercial and retail insurance — predominantly casualty and property. He built Insurance Calculators UK to turn the things customers most often find confusing into clear, transparent tools.