Terms and disclaimer

Last updated: June 2024

General information only

Insurance Calculators UK (“this site”) provides general information and illustrative estimates for educational purposes only. Nothing on this site constitutes financial advice, insurance advice, or any other form of regulated advice under the Financial Services and Markets Act 2000 or any other applicable law.

Not an insurance quote

The outputs of all calculators on this site are estimates based on simplified assumptions. They are not insurance quotes, and they do not represent the price, terms, or availability of any insurance product from any insurer. Real insurance premiums and policy terms depend on many factors that this site does not assess.

No accuracy guarantee

We take care to use credible sources and to apply reasonable assumptions. However, insurance markets, rates, and regulations change. We cannot guarantee that any figure, rate, or assumption on this site is current or accurate for your specific circumstances. You should always verify information with your insurer, broker, or a qualified adviser before making any decision.

No acceptance or eligibility prediction

This site does not assess, predict, or make any determination about whether any insurer will accept, decline, or price cover for any individual, household, pet, property, vehicle, business, or trip. Only an insurer, acting on a formal application, can make such a determination.

Calculators use simplified assumptions

Each calculator applies a transparent formula to the inputs you provide. The formula and its assumptions are shown on each calculator page. These simplifications mean results may differ materially from actual insurance costs or coverage needs.

Use at your own discretion

You use this site and its tools at your own discretion and risk. We are not liable for any decisions made, or losses incurred, based on the information or estimates provided on this site.

No endorsements or partnerships

References to specific insurers, brokers, or comparison sites on this site are for illustrative or educational purposes only. We do not endorse any specific provider. We are not affiliated with, approved by, or regulated by the Financial Conduct Authority (FCA) or any other financial regulator in connection with this site.

Intellectual property

All content on this site is original and the intellectual property of Insurance Calculators UK unless stated otherwise. You may not reproduce or redistribute content without permission.

Changes to these terms

We may update these terms at any time. Continued use of the site after any change constitutes acceptance of the updated terms.

Contact

If you have questions about these terms, please use the contact page.